From QR Codes to Stablecoins: What Actually Changes When Payments Evolve?
Show notes
From QR codes and NFC to digital wallets and stablecoins, the way we pay continues to evolve. But as payments become increasingly seamless, the bigger transformation may not be how we pay — but how money moves around the world.
In this episode of The Borderless | 钱行四海, we explore the evolution of payment experiences and security, the challenges facing cross-border payments, the relationship between fiat currencies and stablecoins, and how emerging trends such as AI and agentic payments could shape the future of payments and money movement.
Technology may no longer be the hardest part. The bigger question is whether stablecoins can achieve mass adoption through better market integration, user experience, and real-world utility.
Timestamps
02:34 · Southeast Asia - What kinds of merchants stand out most in Southeast Asia?
06:06 · Merchants & Entrepreneurs - What challenges do entrepreneurs and merchants face when they first enter the payments space?
17:14 · Payment Preferences - Which payment methods do people personally prefer?
20:04 · Efficiency & Risk - How can payment efficiency and risk be balanced?
22:31 · AI & Payment Security - What technological innovations, including AI, are reshaping payment security?
25:01 · Cross-Border Payments - What are the toughest challenges facing global cross-border payments?
27:58 · Agent Pay & Stablecoins - What new possibilities could Agent Pay and regulated stablecoins in Hong Kong unlock?
30:06 · The Next Five Years - Could stablecoin payments see a major breakthrough in the next five years?
31:14 · Fiat & Stablecoins - How should we think about the relationship between fiat currencies and stablecoins?
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