One Platform. Global Payroll Infrastructure

BizPay can let eligible recipients receive a supported dollar-denominated stablecoin or convert funds into an available local currency when needed. Holding a stablecoin may reduce immediate exposure to some local-currency movements, but it creates issuer, reserve, network, custody and regulatory risks and is not suitable everywhere. Employers should not present stablecoins as investment advice or a universally safer form of compensation. Availability depends on the customer's jurisdiction, eligibility, selected assets, route and current product terms. The applicable legal entity, controls, fees and service scope are confirmed during onboarding.

BizPay can use supported stablecoins and local payout rails to reduce reliance on multiple correspondent-banking transfers for selected payroll corridors. This may lower some intermediary and banking charges, but total cost still includes conversion spreads, network fees, payout-partner charges and possible recipient-bank deductions. Businesses should compare the configured route with SWIFT using the same currency, amount, timing, compliance and recipient requirements. Availability depends on the customer's jurisdiction, eligibility, selected assets, route and current product terms. The applicable legal entity, controls, fees and service scope are confirmed during onboarding.

BizPay cannot promise same-day payroll delivery in every market. Stablecoin transfers may operate continuously, but the complete payment still depends on funding, worker verification, sanctions and transaction checks, blockchain confirmation, conversion, local banking cut-offs and payout-partner coverage. Payroll providers should communicate a route-specific expected timeframe and maintain exception procedures for delayed, rejected, returned or incorrectly addressed payments. Availability depends on the customer's jurisdiction, eligibility, selected assets, route and current product terms. The applicable legal entity, controls, fees and service scope are confirmed during onboarding.

A customer using BizPay remains responsible for payroll calculations, worker classification, employment law, tax withholding, reporting, consent, payment instructions and the lawful use of stablecoins in each market. OSL performs only the agreed payment, account or infrastructure functions. Availability depends on the customer's jurisdiction, eligibility, selected assets, route and current product terms. The applicable legal entity, controls, fees and service scope are confirmed during onboarding. Businesses should contact OSL to confirm the applicable legal entity, jurisdiction, eligibility, current product terms and onboarding requirements for their intended use case.

Businesses should contact OSL to confirm the serving legal entity, eligible use case, available rails, compliance allocation, pricing and onboarding requirements. Availability depends on the customer’s jurisdiction, eligibility, selected assets, route and current product terms. The applicable legal entity, controls, fees and service scope are confirmed during onboarding.