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OSL VIP Program Upgrade: Allocate to WM, Unlock Dual Returns

Apr 13, 2026
Apr 13, 2026
From July 2026, OSL VIP monthly rewards are linked to wealth management holdings. Earn dual returns from product yield plus VIP cash rewards. Full guide to the updated rules, calculation, and eligible products.

At OSL, we value every step of your investment journey. As our wealth management product ecosystem continues to mature, we have upgraded the VIP Program — linking monthly rewards to wealth management product holdings, enabling VIP users to earn both the product's annualised return and monthly cash rewards simultaneously.

This adjustment does not change any VIP tier thresholds or exclusive privileges. It provides a more substantive reward structure for our users.


Key Takeway

Core Change: Monthly rewards upgraded from 'automatic upon tier qualification' to 'earned by holding eligible wealth management products'.

Unchanged:

  • VIP tier thresholds (asset / volume requirements)

  • VIP status and tier assessment logic

  • All VIP exclusive privileges (dedicated advisor, events, fee benefits, etc.)


Why Update the VIP Standard

Using wealth management holdings as the reward basis addresses a longstanding structural issue: previously, monthly rewards were fixed amounts distributed automatically, with limited connection to users' actual asset allocation on the platform.

After the upgrade, VIP users who allocate to wealth management products earn both the product's annualised return and VIP monthly rewards. All eligible products are high-liquidity and support flexible redemption without affecting daily trading needs. This is part of our broader vision to improve capital efficiency while maintaining a VIP system grounded in clear, quantifiable engagement.


OSL VIP Tiers & Wealth Management Rewards

VIP Tier

30-Day Avg Assets / Trading Volume

Max Monthly Reward

Required WM Daily Avg Balance

*Annual Reward

VIP 1

US$10K

/

/

HK$188

VIP 2

US$100K

US$18

US$25K

HK$888

VIP 3

US$500K

US$108

US$150K

HK$1,888

VIP 4

US$1M

US$258

US$350K

HK$4,888

* Annual reward details subject to campaign terms [Major Upgrade] OSL VIP: From Trading to Wealth Management


Monthly Reward Calculation

Rewards are calculated on a linear pro-rata basis — no 'all-or-nothing' threshold:

Monthly Reward = Tier Maximum × Actual WM Daily Avg Balance ÷ Required Balance

Example: VIP4 user with US$100,000 WM daily average balance

Monthly Reward = 258 × 100,000 ÷ 350,000 = US$73.71

The user also earns the WM product's annualised return on top of this.

Distribution Rules

  • Zero WM balance = no monthly reward (VIP status and benefits unaffected)

  • Minimum distribution: US$1

  • Distributed within 30 business days after monthly settlement

  • Retail users receive USD; PI users receive USDGO


Annual Reward Rules (Partial Update)

Annual reward amounts remain unchanged (see table above). Qualification is assessed in two phases:

Period

Qualifying Month Criteria

Jan – Jun

Maintain VIP tier for the month

Jul – Dec

WM daily avg balance meets tier threshold

Jul–Dec WM balance tier mapping:

  • ≥ US$25,000 → Counted as VIP2

  • ≥ US$150,000 → Counted as VIP3

  • ≥ US$350,000 → Counted as VIP4


Distribution Conditions

  • Qualifying months ≥ 50% of total months (from first VIP month to December)

  • 6+ qualifying months = full amount; fewer = pro-rated (amount × months ÷ 6)

  • Distribution: by 31 January 2027


Eligible Wealth Management Products

This upgrade integrates WM holdings into the VIP value framework, recognising diversified asset allocation rather than limiting users to a single activity. The following products count toward your WM daily average balance:

Product

Type

CAMC Digital Gold ETF (RWA) - HKD

Tokenised Gold

CAMC USD Digital MMF

USD Money Market Fund

Taikung Kaitai USD MMF

USD Money Market Fund

CAMC HKD Digital MMF

HKD Money Market Fund

Product list is dynamically updated. All products support flexible redemption with no lock-up.


Trading Volume Calculation Update

From 1 July 2025, the following stablecoin pairs are excluded from VIP trading volume calculation (applies to both Flash Trade and Pro Trade): USDT/USD, USDGO/USD, USDGO/USDC, USDGO/USDT, RLUSD/HKD, USDT/HKD. All other trading pairs on both Flash Trade (RFQ) and Pro Trade (Order Book) continue to count toward VIP tier evaluation.


VIP Welcome Deposit Gift

For new users, the path to VIP qualification has been fully expanded. Beyond allocating to WM products, newly registered or unfunded users can participate in the VIP Welcome Deposit Gift for additional stacked rewards:

  • Start date: 1 June 2026

  • Conditions: Cumulative net deposit + 30-day retention

  • Reward: BTC (retail) / USDGO (PI)

Welcome rewards are independent of VIP monthly rewards and WM product returns — all can be enjoyed simultaneously.

👉 Learn more about the VIP Welcome Gift


Recommended Actions

Users today engage across products in increasingly dynamic ways — trading, holding, investing, and allocating capital. Here are suggested paths for different scenarios:

User Type

Suggestion

Idle funds in account

Allocate to eligible WM products for both product returns and monthly rewards

Primarily trading

Continue using Flash Trade; allocate non-trading funds to WM to activate rewards

Focused on annual reward

Ensure WM daily avg balance meets tier threshold from July onwards

New user

Join Welcome Gift first, then allocate to WM for stacked rewards


Closing

The crypto industry is entering a more structured, globally integrated phase. Participation continues to expand, and users' asset allocation approaches are more dynamic than ever. This VIP Program upgrade is built on that trend — aligning the reward mechanism with how users actually engage, so that every VIP's capital allocation earns the returns it deserves.


For product details or subscription assistance, contact your dedicated advisor or visit the WM section in the App. Explore OSL VIP Privileges →


Disclaimer: This article is for informational purposes only and does not constitute investment advice. VIP Program terms and reward distribution are subject to official OSL announcements. OSL reserves the right to amend terms. WM products involve investment risk; past performance does not guarantee future returns.

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