
If you are new to crypto, many projects can feel complicated or far removed from everyday life. Zebec tries to change that by focusing on something very simple: how money moves between people and businesses.Instead of monthly salaries, slow transfers, or waiting days for funds to clear, Zebec uses blockchain to stream money in real time. Its native token, ZBCN, sits at the center of this system and helps the network run.
At a high level, Zebec Network is a blockchain-based payments and payroll infrastructure. It started as “Zebec Protocol” on the Solana blockchain and was built to enable continuous, real-time streams of money instead of one-off transactions.Over time, Zebec has evolved into a broader financial network that supports:
Real-time payroll for companies and employees
Everyday spending through crypto-linked debit cards
Treasury tools for Web3 teams
A growing set of apps aimed at bridging crypto and traditional finance
The idea is straightforward: make it possible for money to move as smoothly as data moves on the internet.
Zebec was launched as Zebec Protocol in 2021 and deployed on Solana as one of the first “programmable cash flow” or continuous money streaming protocols. From the start, its goal was to rethink how people are paid and how they pay for services, subscriptions, and investments.To grow the project, the team raised funding from well-known crypto investors and built a product suite around the core streaming technology, including Zebec Payroll and Zebec Safe (a multi-signature treasury tool).In 2024, Zebec began migrating its original ZBC token to a new token called ZBCN. This migration used a 1:10 split, meaning every 1 ZBC became 10 ZBCN. The change did not introduce any new overall supply and kept the same basic tokenomics, governance rights, and vesting rules.
Zebec’s mission is to make money move freely and continuously in everyday life — from payroll to investments to routine expenses. In practical terms, that mission shows up in several core services:
Real-time payroll: Employers can stream salaries to workers second-by-second instead of paying once or twice per month. Employees can access what they’ve earned immediately and choose to receive it in stablecoins like USDC or other supported assets.
Zebec Cards: Zebec offers crypto-linked debit cards that let users spend funds from their on-chain balance for everyday purchases, effectively turning streamed income into spendable money at shops and online.
Treasury and business tools: Products like Zebec Safe help Web3 teams manage shared funds, payroll, and streaming payments with built-in security features such as multi-signature controls.
The ZBCN token is the native asset of the Zebec Network. It is described as both a governance and utility token, meaning it plays a role in decision-making and in day-to-day operations of the network.If you think of Zebec as a kind of payment and payroll “rail,” then ZBCN is the token that helps keep that rail secure, aligned with its community, and economically sustainable.
As a governance token, ZBCN gives holders the ability to participate in decisions about the future of the network. In practice, this can include voting on:
Upgrades and changes to protocol parameters
How certain treasury funds are used
Which new products or features are prioritized
The more ZBCN someone holds or controls, the greater their voting power in this governance system.As a utility token, ZBCN has several uses inside the Zebec ecosystem:
Network fees
Incentives and rewards
Collateral and access
Tokenomics refers to how a token is structured: its supply, distribution, and any rules about emissions or burns.For ZBCN, some key points include:
Maximum supply: ZBCN has a fixed maximum supply of about 100 billion tokens.
Circulating supply:ZBCN has a circulating supply of 76.7 Billion tokens according to CoinMarketCap.
Tokenomics Table
Allocation | Amount | Percent | Lockup | Vesting |
|---|---|---|---|---|
Seed Round | 9,283,333,330.00 | 9.28% | 6 Months | 3 Years |
Private Round | 10,973,095,240.00 | 10.97% | 6 Months | 3 Years |
Public Sale | 5,743,571,430.00 | 5.74% | Variable* | Variable* |
Market Making | 4,000,000,000.00 | 4.00% | — | 3 Years |
Contributors | 20,000,000,000.00 | 20.00% | 6 Months | 3 Years |
Community & Rewards | 50,000,000,000.00 | 50.00% | — | 4 Years |
Total | 100,000,000,000.00 | 100.00% | — | — |
*For Public Sale: 165M is fully unlocked, with the remainder locked for the next 6 and 12 months.
With the basics of zebec and the ZBCN token in mind, it’s helpful to see how they are used in the real world. The project focuses on practical financial workflows, not just trading.
One of Zebec’s flagship use cases is real-time payroll. Instead of waiting for a paycheck every week or month, employees can receive their income continuously, second by second, straight to their wallet.ZBCN supports this system indirectly by helping secure the network and align incentives among the people and organizations building and using Zebec’s payroll tools.
Beyond payroll, Zebec is also designed for everyday spending. With Zebec Cards and connected wallets, users can spend funds that are being streamed to them or held on-chain, much like using a regular debit card.
Because ZBCN is a governance token, it gives the community a formal way to influence how zebec develops. Governance proposals can touch on topics such as product priorities, fee structures, or ecosystem grants.
Zebec is mainly used for real-time payments and payroll. Companies can stream salaries or contractor payments, while individuals can receive income continuously and spend it through Zebec Cards or connected wallets. The same streaming model can also support subscriptions, vesting schedules, and automated payouts.
ZBCN is the native token that powers the zebec ecosystem. It is used for governance, to help coordinate decisions about the network’s future. It also has utility roles, such as paying certain protocol fees, supporting incentives, and acting as collateral or an access token in partner applications.
The price of ZBCN changes constantly as it trades on exchanges. At any moment, the market price reflects what buyers and sellers agree on, and it can move up or down quickly.
Many crypto projects focus mainly on trading or speculation. Zebec is different because it aims at everyday financial flows: salaries, subscriptions, recurring payments, and frictionless spending.
Like any crypto project, zebec and ZBCN come with trade-offs and risks:
Market volatility: The price of ZBCN can move sharply in either direction, which can affect the value of any holdings.
Token unlocks and supply: ZBCN has a large fixed supply, and scheduled unlocks can influence short-term market behavior.
Regulatory environment: Payroll and payments touch financial regulations, and rules can differ by country. This may affect how and where certain zebec products are offered.
Adoption risk: The long-term success of the network depends on businesses, users, and partners continuing to adopt its tools.
Anyone interested in using zebec products or holding ZBCN should research carefully, understand the risks, and consider their own situation and local rules.
Zebec shows how blockchain can be used for continuous, programmable cash flows rather than just speculative trading. With real-time payroll, spending tools, and a governance and utility token in ZBCN, the project aims to bring crypto closer to everyday financial life.For newcomers to digital assets, zebec is a helpful case study: it explains how tokens like ZBCN can link technology, incentives, and real-world use, while also reminding us that careful research and responsible use are essential in any crypto journey.
Fast and secure deposits and withdrawals, OSL safeguards every transaction !
Amidst year-end liquidity consolidation, market structure remains fragile. Price action is currently dominated by tactical rotation and positioning rather than conviction, limiting the potential for a directional breakout.

The Holiday Effect: Liquidity Stabilizes, But Is the Market Truly Calm?

The shift from self-custody to regulated institutional custody marks crypto's maturity. Solutions like OSL provide the governance, security & compliance framework needed for scalable adoption.

From Self-Custody to Regulated Governance: The Inevitable Evolution of Institutional Crypto

OSL Custody safeguards institutional digital assets with SFC-regulated cold storage, $1B insurance, and multi-layer security—enabling secure scaling of crypto exposure.

Defining Institutional Security: Deep Dive into OSL's SFC-Regulated Custody Framework

OSL Custody: Asia's regulated digital-asset custodian. SFC-licensed, $1B insured, institutional-grade security for trading, tokenization & fund management.

OSL Custody: Why Secure, Regulated Safekeeping Is the Core of Every Digital-Asset Strategy

The Taikang Kaitai USD Money Market Fund is an SFC-authorized fund investing solely in bank deposits. It maintains a zero-drawdown record and offers tokenized USD liquidity via regulated digital infrastructure, ensuring security and transparency.

What Is the Taikang Kaitai USD Money Market Fund?

Navigate crypto winter with Taikang Kaitai USD Money Market Fund—an SFC-regulated liquidity solution offering zero drawdown, bank-deposit stability, and tokenized access for capital preservation and strategic flexibility.

Taikang Kaitai USD Money Fund: OSL Licensed, Steady & Strategic
